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Auto Loans
Educators Credit Union makes it easy for you to get the vehicle you want. Our low rates, affordable payment options and terms mean you can find the right loan to fit your needs. Whether it’s a new or used vehicle, stop in and get pre-approved today!
LOAN TIPS | CURRENT RATES | LOAN APPLICATION | AUTO SHOPPING SITE | REFINANCE CALCULATOR
NEW and USED AUTO LOANS
- Financing options up to 100% of dealer cost on new vehicles or NADA wholesale values on used vehicles
- Terms up to 84 months
- Automatic payment deduction options
- Easy pre-approval process
- Optional GAP (Guaranteed Asset Protection) Insurance available for a fee – ask your loan officer for more details
- Optional Extended warranty available for a fee – ask your loan officer for more details
REFINANCING OPTIONS Are you looking for a lower rate or term? With our competitive rates and multiple term options, we could lower your monthly payment. Contact one of our loan officers today! Use our Refinance Calculator to see how much you could potentially save!
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RESEARCH & COMPARE N.A.D.A. Online – Find out if it is a fair price .
PROTECT YOUR INVESTMENT
Even the best auto insurance may not cover the entire amount you owe on an auto loan. In fact, if the average new car owner has his or her vehicle stolen or damaged beyond repair, they could still owe thousands of dollars after the insurance settlement.
To fully protect the investment you’ve made in your new vehicle, you need Guaranteed Asset Protection (GAP*). GAP makes up the difference between what insurance covers and the amount you still owe in most cases. So, instead of paying off a substantial loan balance for a vehicle you can no longer drive, you could be free and clear.
With this valuable product, you can rest easy knowing that your auto loan won’t be a burden if an unexpected accident or theft occurs.
*Guaranteed Asset Protection is considered insurance coverage in some states.
Your purchase of GAP is optional. Whether or not you purchase GAP will not affect your application for credit or the terms of any existing credit agreement you have with the financial institution. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP. You should carefully read the contract for a full explanation of the terms.
As time goes on, the likelihood of mechanical failure on your vehicle is inevitable. Advanced electronics, complex systems, and rising labor costs mean that a repair that might have cost hundreds of dollars a few years ago may now cost you thousands.
The total cost of MMP is often far less than the cost of a single repair! Pay for this protection once, and in most cases you will not have to pay anything more than a small deductible should a breakdown occur.
Auto Insurance
Educators Insurance Services is an independent insurance agency owned by Educators Credit Union. Our licensed agent can help you find the best coverage for a competitive price! Get a free quote today or call and speak with one of our agents!
| John Mark McKethan Insurance Agent Email: [email protected] Phone: 254-776-7900 |
Meagan Hajek Insurance Agent Email: [email protected] Phone: 254-799-8946 |
Miguel Jaramillo Insurance Agent Email: [email protected] Phone: 254-776-7900 |
| Auto Insurance | Motorcycle Insurance | RV/Travel Trailer Insurance | Boat/Watercraft Insurance |
Quotes from National Carriers:
Educators Insurance Services are provided through CU Financial Group, LLC, an independent insurance agency. Insurance products are not insured by the NCUA and are not products or obligations of, or guaranteed by, Educators Credit Union or Educators Insurance Services, LLC (ECU's wholly owned credit union service organization).
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